It's never a bad time to be financially responsible. Making a budget helps you avoid waste. You can then spend the money you save on something you really want.
Of course, creating a budget isn't easy. Sticking to it is even harder. That's where a computer can help. You just need the right software.
You need to try AceMoney Lite. Creating a budget is just the beginning of what it can do. it helps you track investments and spending habits. You can record expenses, view your online banking information directly and more.
If you're constantly missing deadlines for bills, don't worry. AceMoney Lite can remind you to pay a bill.
www.mechcad.net (download link is midway down the page. You can also go to the Download page. Just be sure to select AceMoney Lite for the free version).